Taking Advantage of Dental Insurances Benefits Before End of The Year

“USE IT OR LOSE IT”

When it comes to using dental benefit plans, literally millions of Americans ring in the New Year without using these benefits. As per National Association of Dental Plans statistics, only 2.8% of individuals with dental insurances reach or exceed their plans’ annual maximum. In addition, a large number of people also tend to have Flexible Spending Accounts. These help them to pay for their medical and dental care using pre-tax dollars.

Dental Insurance: Use It Or Lose It!

Whether you’re paying for your dental care via FSA or you have a Dental PPO Insurance, your current plan will most likely expire on 31 December of each year! This is because dental benefits get reset annually. If your specific dental insurance plan, like most others is based on the calendar year, you’ll lose out on all the unused benefits post 31 December.

Most Insurances who have these types of Calendar Year plans are Delta Dental PPO, Aetna PPO, Cigna PPO, MetLife, Guardian PPO, United Concordia, United Health Care, Humana PPO, and many more!

In simple words, now is the time to take advantage of the benefits your dental insurance provides. This is especially true if you need some treatments done. Dr. Cardenas at H Smile Family Dental Care provides excellent family dental care services and recommends that patients check the terms and conditions of their dental insurance policies before it is too late. You may also use our FREE service at our office, we’ll be able to check your dental insurance benefits for you. Some of the services that you can use before the end of the year include:

Routine Dental Checkups & Teeth Cleanings

Most dental insurance plans offer coverage for at least two dental check-ups annually, digital x-rays (at six-month intervals) and also teeth cleanings. If you haven’t got a dental cleaning done any time in the last six months, call us to schedule an appointment today. When you get these regular checkups done, it helps ensure overall dental and gum health and a radiant smile. It also gives your dentist the chance to review the health of your teeth, to ensure there aren’t any lurking problems.

Major Treatments

Even if you need dental treatments that are more extensive, requiring multiple visits, now is the ideal time to get started on them. In fact, this is a great idea if you haven’t met your deductible yet or hit your annual maximum. The treatment can be divided between this year and the next, which allows you to take advantage of what is left this year, and the benefits that get renewed the following year.

We want to help you achieve the beautiful smile and optimal oral health you want while helping you to maximize the benefits of your dental insurance plan. For more information, regarding your dental insurance, please feel free to call H Smile Family Dental Care located in Orlando, FL today, so we can check your eligibility.